Allstate Subsidiary Allegedly Depriving Policyholders of Benefits
Plaintiffs filed a class-action lawsuit against Encompass Insurance Company, a subsidiary of Allstate Insurance Company, alleging that the insurer has been systematically denying or delaying benefits to policyholders. The complaint, filed in federal court in California, accuses Encompass of violating state insurance laws and breaching its contracts with policyholders.
Allegations of Wrongdoing
The plaintiffs in the lawsuit allege that Encompass has engaged in a pattern of unfair and deceptive practices, including:
- Denying valid claims without reasonable justification
- Delaying payments on claims
- Failing to fully investigate claims
- Misrepresenting policy coverage
Impact on Policyholders
The alleged misconduct by Encompass has had a devastating impact on policyholders, who have been left without the benefits they paid for.
- Policyholders have been forced to pay out-of-pocket for repairs and medical expenses
- Policyholders have lost valuable time and resources fighting their claims with the insurer
- Policyholders have suffered emotional distress and anxiety as a result of the insurer’s actions
Legal Claims
The lawsuit alleges that Encompass has violated several state insurance laws, including breach of contract, unfair trade practices, and bad faith. The plaintiffs are seeking damages on behalf of themselves and all other policyholders who have been affected by the insurer’s alleged misconduct.
Call to Action
If you are an Encompass policyholder who has been denied or delayed benefits, you may be a member of the class-action lawsuit. You can contact the plaintiffs’ attorneys to learn more about your rights and how to join the lawsuit.
Kind regards
Dr. R. Hamilton